The Allianz Motorcycle Plus (comprehensive or third party) has been enhanced to also cover pillion riders of motorcycles 250cc and below.
As long as the authorised rider is covered by the insurance they along with the pillion rider get a protection with death or permanent disablement of RM10,000 each and hospital income up to RM6,000 each (RM100 per day, up to 60 days) at no extra cost.
“Motorcycle riders sometimes forgo additional coverage due to issues of affordability or lack of understanding of insurance. But being underinsured is unacceptable. Motorcycle riders are deserving of meaningful, affordable coverage, and we are happy to provide that through our latest enhanced of Allianz Motorcycle Plus.
“We were adamant that the additional coverage be made available for comprehensive and third party policies at no extra cost with 90 percent of motorcycles on Malaysian roads being kapcai or under-bone models 250cc and below. We want riders to be able to put aside financial affordability and get the protection they deserve in such difficult times,” said Allianz General Insurance Company (Malaysia) Bhd (Allianz General) chief executive officer Sean Wang.
Sean said that the focus of the protection is on motorcycle models of 250cc and below as many of its owners are of the B40 category who are mostly concerned with premium cost or not educated on the benefits of insurance protection.
This was in contrast of owners of higher CC models as well as car owners as they can easily afford the added premium but may merely choose not to, and how the cost of coverage for the company is much higher.
Sean added that around 90 pct of its customer-base who qualify for the coverage have taken up the policy since the company has continually improved its Allianz Motorcycle Plus protection.
Allianz Motorcycle Plus (Comprehensive) covers losses or damages to your motorcycle due to accident, fire, and theft; third party death and bodily injuries; and third party property losses or damages. The third party policy covers third party death and bodily injuries; and third party property losses or damages.
The comprehensive cover also features additional coverage of all Special Perils Full Sum-Insured Protection (covering flood, landslides, or any natural disasters) and roadside assistance provided by the Allianz Road Rangers, both at no extra cost.
Roadside assistance includes emergency towing assistance (free for up to 50km, round-trip), fuel delivery, battery, and flat tyre service.